The Lord continued to address Bhṛgu Muni. “My dear lord,” He said, “My chest has now become sanctified because of the touch of your feet, and I am now assured that the goddess of fortune, Lakṣmī, will be very glad to live there perpetually.” Another name for Lakṣmī is Cañcalā, indicating that she does not stay in one place for a long time. Therefore, we see that a rich man’s family sometimes becomes poor after a few generations, and sometimes we see that a poor man’s family becomes very rich. Lakṣmī, the goddess of fortune, is Cañcalā in this material world, whereas in the Vaikuṇṭha planets she eternally lives at the lotus feet of the Lord. Because Lakṣmī is famous as Cañcalā, Lord Nārāyaṇa indicated that she might not have been living perpetually by His chest, but because His chest had been touched by the feet of Bhṛgu Muni, it was now sanctified, and there was no chance that the goddess of fortune would leave. Bhṛgu Muni, however, could understand his position and that of the Lord, and he was struck with wonder at the behavior of the Supreme Personality of Godhead. Because of his gratitude, his voice choked up, and he was unable to reply to the words of the Lord. Tears glided from his eyes, and he could not say anything. He simply stood silently before the Lord.
After testing Lord Brahmā, Lord Śiva and Lord Viṣṇu, Bhṛgu Muni returned to the assembly of great sages on the bank of the river Sarasvatī and described his experience. After hearing him with great attention, the sages concluded that of all the predominating deities, Lord Viṣṇu is certainly the greatest. In Śrīmad-Bhāgavatam these great sages are described as brahma-vādinām. Brahma-vādinām means those who talk about the Absolute Truth but have not yet come to a conclusion. Generally brahma-vādī refers to the impersonalists or to those who are students of the Vedas. It is to be understood, therefore, that all the gathered sages were serious students of the Vedic literature but had not come to a definite conclusions as to who is the Supreme Absolute Personality of Godhead. But after hearing of Bhṛgu Muni’s experience in meeting all three predominating deities—Lord Śiva, Lord Brahmā and Lord Viṣṇu—the sages concluded that Lord Viṣṇu is the Supreme Truth, the Personality of Godhead. It is said in Śrīmad-Bhāgavatam that after hearing the details from Bhṛgu Muni the sages were astonished because although Lord Brahmā and Lord Śiva were immediately agitated, Lord Viṣṇu, in spite of being kicked by Bhṛgu Muni, was not agitated in the least. The example is given that small lamps may be agitated by a slight breeze, but the greatest lamp or the greatest illuminating source, the sun, is never moved, even by the greatest hurricane. One’s greatness has to be estimated by one’s ability to tolerate provoking situations. The sages gathered on the bank of the river Sarasvatī concluded that one who wants actual peace and freedom from all fear should take shelter of the lotus feet of Viṣṇu. Since Lord Brahmā and Lord Śiva lost their peaceful attitude upon a slight provocation, how can they maintain the peace and tranquillity of their devotees? As for Lord Viṣṇu, however, it is stated in the Bhagavad-gītā that anyone who accepts Lord Viṣṇu or Kṛṣṇa as the supreme friend attains the highest perfection of peaceful life.
The sages thus concluded that by following the principles of vaiṣṇava-dharma one becomes actually perfect, but that if one follows all the religious principles of a particular sect and does not become advanced in understanding the Supreme Personality of Godhead, Viṣṇu, all such labor of love is fruitless. To execute religious principles means to come to the platform of perfect knowledge. If one comes to the platform of perfect knowledge, then he will be uninterested in material affairs. Perfect knowledge means knowledge of one’s own self and the Supreme Self. The Supreme Self and the individual self, although one in quality, are different in quantity. This analytical understanding of knowledge is perfect. Simply to understand “I am not matter; I am spirit” is not perfect knowledge. The real religious principle is devotional service, or bhakti. This is confirmed in the Bhagavad-gītā, where Lord Kṛṣṇa says, “Give up all other religious principles and simply surrender unto Me.” Therefore, the term dharma applies only to vaiṣṇava-dharma, or bhagavad-dharma, by following which one automatically achieves all good qualities and advancements in life.