As a man who's earning millions of dollars daily, that does not mean he can enjoy mating millions of women. No. That is not possible. His power of mating is same, one who is earning ten dollars. His power of eating is the same with the man, one who is earning ten dollars. So he does not think that, "My enjoyment of life is the same amount with the man who is earning ten dollars. Then why I am working so hard for earning millions of dollars daily? Why I am spoiling my energy in that way?" You see? They are called mūḍha. Na māṁ duṣkṛtinaḥ (BG 7.15)
Actually he should have engaged, when he earns millions of dollars daily, he should have engaged himself, his time and energy how to understand God, what is the purpose of life. Because he has no economic problem, so he has got enough time; he can utilize in Kṛṣṇa consciousness, or God consciousness. But he does not take part in that way. Therefore he is mūḍha. Mūḍha means, actually, mūḍha means ass. So his intelligence is not very nice.
"A person is said to have attained yoga when, having renounced all material desires . . ." If one is in perfection of yoga, then he's satisfied. He has no more any material desire. That is perfection. "He neither acts for sense gratification nor engages in fruitive activities." Fruitive activities are also . . . fruitive activities means you earn something for sense gratification. One is practically engaged in some sense gratification, and one is collecting money for sense gratification.