Generally, people come to us or the temple for āśīrvāda. What is that āśīrvāda? "Now I have got five hundred rupees' income. Please give me āśīrvāda it may become five thousand." So this is not the purpose of dharma. Here it is stated, dharmasya hy āpavargasya na artaḥ arthāya upakalpate.
Then we require artha. Without artha, without money, how we can live? That is also explained here, nārthasya dharmaikāntasya kāmo lābhāya hi smṛtaḥ. You require money, that's all right, but not for sense gratification, not for going to the cinema. Here in Bombay city, people are earning money, lots of money, but we see there are lots of cinema advertised, and people go there—there are hundreds and thousands of cinema house—and spend their money. They're standing for three hours, four hours to take a ticket for going to the cinema.
Therefore actually those who are going to be religious for getting relief from this hard struggle for existence, for them arthasya, you require some artha, money. Nārthasya dharmaikāntasya. If you are actually religious, then your artha should not be spent for sense gratification. Nārthasya dharmaikāntasya kāmo lābhāyo hi smṛtaḥ. Kāmaḥ means sense gratification. It should be properly utilized, if you have got money, that you should be properly utilized, not for sense gratification—wine, women, and hotel and cinema. No. Then by your artha you are going to hell. Artha, everything.
Cāṇakya Paṇḍita, the great politician, he says . . . he was not a . . . he was a religious brahmin, but he was not for salvation—he was more or less politician—still he says, san-nimitte varaṁ tyāge vināśe niyate sati. San-nimit, if you have got some money, it will be spent up. In your life or your next life, your son's life, it will be spent up. Vināśe niyate sati, that is the nature's way. Suppose you earn crores of rupees. It will not stay after one generation, after two generation. It will not stay, because in this material world, Lakṣmī, the goddess of fortune, is called cañcalā. She does not remain at one place. We have got experience. Today one man is very rich; next generation is no longer rich.