"Dear Kṛṣṇa, we are ordinary women of Vṛndāvana, and we do not know much about Vedic knowledge—what is right and what is wrong. We therefore put a question to You, and since You are very learned, You can answer it properly. In dealings between lovers, we find that there are three classes of men. One class simply receives, another class reciprocates favorably, even if the lover is very contrary, and the third class neither acts contrary nor answers favorably in dealings of love. So out of these three classes, which do You prefer, or which do You call honest?"
In answer, Kṛṣṇa said, “My dear friends, persons who simply reciprocate the loving dealings of the other party are just like merchants. They give in loving affairs as much as they get from the other party. Practically there is no question of love. It is simply self-interested or self-centered business dealing. Even those without a tinge of loving affairs are better than these merchants. Better than the first class is the second class of men, who love in spite of the opposite party's contrariness. Such sincere love can be seen when the father and mother love their children in spite of their children's neglect. The third class neither reciprocate nor neglect. They can be further divided into two classes. One comprises the self-satisfied, who do not require anyone's love. They are called ātmārāma, which means they are absorbed in the thought of the Supreme Personality of Godhead and so do not care whether one loves them or not. But another class comprises ungrateful men. They are called callous. The men in this group revolt against superior persons. For instance, a son, in spite of receiving all kinds of things from loving parents, may be callous and not reciprocate. Those in this class are generally known as guru-druhaḥ, which means they receive favors from the parents or the spiritual master and yet neglect them.”