Accumulating money (Lectures)

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Lectures

Bhagavad-gita As It Is Lectures

We haven't got to accumulate any money. You see? That is the system of Indian philosophy. But those who are householder, family men, they may have some deposit for emergency.

Lecture on BG 2.46-47 -- New York, March 28, 1966: So these six things are required for making progress in spiritual life. Similarly, there are six other things also which will degrade us from the spiritual life. And what are those?

atyāhāraḥ prayāsaś ca

prajalpo niyamāgrahaḥ

jana-saṅgaś ca laulyaṁ ca

ṣaḍbhir bhaktir praṇaśyati

[NoI 2]

Praṇaśyati means "It is lost." "The spiritual path is lost by the second six principles." And what are these? Now, atyāhāra. Atyāhāra means to eat more than what you need or to accumulate more than what you need. Āhāra means eating, and āhāra means accumulation. So, of course, any householder, he requires some deposit in the bank for emergency. That is, of course, allowed for householders. But just for us, we are sannyāsī; we are renounced order of... We haven't got to accumulate any money. You see? That is the system of Indian philosophy. But those who are householder, family men, they may have some deposit for emergency. Otherwise, those who are renounced order, those who are brahmacārī, for them to keep money separately for his maintenance or for accumulating bank balance is not allowed.

Rūpa set aside 50% of his accumulated money for God, 25% for the relatives, family members, and 25% he kept in some village banker or the original bankers, for emergency.

Lecture on BG 3.8-13 -- New York, May 20, 1966: Some way or other, these Rūpa and Sanātana contacted Lord Śrī Caitanya Mahāprabhu, and they retired from their service and joined. And after all, they became the most important leaders of this movement, Rūpa and Sanātana. Now, this Rūpa and Sanātana, when they retired from their service, they brought home gold coins. At that time there was no currency notes. Actual value gold coins were in... Now, that gold coins was about two and a half ounce weight. Just like imagine what is the value now, whatever it may be. That means the estimation is some millions of rupees they brought home after their retirement. And they divided the money in this way: 50% for God... Whatever they accumulated, they set aside 50% for God or God's service. God means God's service. God is not want of your money. (chuckles) He is quite competent to earn money. He doesn't require anything. But if we give, it is our interest. It is our interest. So he set aside 50% of his accumulated money for God, 25% for the relatives, family members, and 25% he kept in some village banker or the original bankers, for emergency. So that was the system. We can see from great sages and ācāryas that whatever we earn... According to Bhagavad-gītā, it is said, yajñārthāt karmaṇo 'nyatra. Whatever you earn, yat karoṣi yaj juhoṣi. The result of your work should be offered to the Supreme. Now, if it is not possible to offer the whole thing to the Supreme, so at least one should offer 50% of his income for God's purpose. That is the example we get from these ācāryas.

Just like a merchant, a mercantile man, he is doing some business and working very hard day and night to accumulate some money, similarly, a devotee of the Lord also can earn money in the same spirit, working day and night.

Lecture on BG 3.21-25 -- New York, May 30, 1966: Kṛṣṇa says, "Just like foolish people, they work being too much attached for their sense gratification, similarly, those who are learned, those who are advanced in spiritual knowledge, they also may work similarly, but not for the purpose of sense gratification."

How it is possible? Just like a merchant, a mercantile man, he is doing some business and working very hard day and night to accumulate some money, similarly, a devotee of the Lord also can earn money in the same spirit, working day and night. Superficially it will appear just like this man and that man. There is no difference. They are working the same day and night for earning some money. But the devotee or the man who is established in relationship with God, his expenditure will be different. His expenditure will be not for sense gratification. For advancement of God consciousness. That is the ideal man. There is no harm. If you work, very, very much attached to your business or anyone, that doesn't matter.

The same thing just we have explained before, that the results should be given to God. Just like Rūpa Gosvāmī. Rūpa Gosvāmī... The other day I cited the example. When they retired, they brought home two boats full of gold coins, millions of rupees. But before retirement they spent 50 percent of the accumulation of wealth for God's cost. And 25 percent he distributed to the relatives. They also expect some money. And 25 percent they kept in the bank for personal needs in some extraordinary times. So here Kṛṣṇa also said that saktāḥ karmaṇy avidvāṁsaḥ. Just like fool, those who are after sense gratification, as they are working with full attachment, that "I must have this money. I must accumulate this bank balance and so on, so on," so similarly, yathā kurvanti bhārata, as they devote, similarly, vidvāṁs... Vidvān means learned also may work in that way, but he would spend the money in such a way that is example. That is example. That example—"Oh, such a big man, such a rich man. He distributed his money..." Just like Rūpa Gosvāmī. He distributed his money like this.

These European boys and girls, they have not come to me for better money. Because money is considered the best thing in the world, but they have enjoyed all these things. Therefore they are no more after money accumulation.

Lecture on BG 4.10 -- Bombay, March 30, 1974: Kṛṣṇa is better thing, there is no need of proof. These European boys and girls, they have not come to me for better money. Because money is considered the best thing in the world, but they have enjoyed all these things. Therefore they are no more after money accumulation. They are after Kṛṣṇa. Paraṁ dṛṣṭvā nivartate. They can earn. They have dedicated their life. They're doing everything for me. They could earn in their country thousands of dollars. Thousands of doll... Any man can earn any day twenty-five dollars minimum. And twenty-five dollars means two hundred and fifty rupees per day. So they can get so much money. Why they have sacrificed everything? They have sacrificed their money. They have sacrificed their intoxication habit. They have sacrificed their illicit sex life. They have sacrificed their gambling life. Why? Paraṁ dṛṣṭvā nivartate. Because they have understood little trāyate mahato bhayāt. Such things, the Kṛṣṇa consciousness movement. Vīta-rāga-bhaya-krodhāḥ [Bg. 2.56]. And you become fearless. You fearless. Even so many incidences happened in this spot, why they are fearless? Because they had attachment for Kṛṣṇa. This boy was threatened for life, but still he stood, fearless.

If my money is accumulated in some impious activities and if you take my money, you will have to suffer. You have to share my reaction. These are the laws of karma, very subtle laws of karma.

Lecture on BG 9.27-29 -- New York, December 19, 1966: Just this Bhagavad-gītā, beginning, Arjuna was thinking of so many reactions for his fighting, but when he understood that "If I fight for Kṛṣṇa, there is no reaction," then he fought. So here it is also clearly stated that if you act for Kṛṣṇa. Suppose... Now, ordinarily... Now, dadāsi yat. Dadāsi yat means charity. Charity according to karma-kāṇḍīya-vicāra, fruitive activities. Suppose if I give you some charity, say, hundred dollars I give you in charity, the reaction will be that I will have to realize four hundred dollars from you. That is the law of nature. Besides that, if my money is accumulated in some impious activities and if you take my money, you will have to suffer. You have to share my reaction. These are the laws of karma, very subtle laws of karma. So, now, if you give charity for Kṛṣṇa activities, then there is no reaction. The... Of course, there is reaction. That is called transcendental reaction, that you will gradually become elevated into Kṛṣṇa consciousness. So dadāsi yat. Therefore everything should be done for Kṛṣṇa. And if you do like that, then you will neutralize the actions and reactions. Śubhāśubha-phalair evaṁ mokṣyase. You become liberated. Sannyāsa-yoga-yuktātmā vimukto mām upaiṣyasi. And this sannyāsa, renunciation, means to become free from the actions and reactions. That is called sannyāsa.

These demons who are very much eager to accumulate money by black market, they are cintām aparimeyām, immeasurable anxiety.

Lecture on BG 16.11-12 -- Hawaii, February 7, 1975: Now, formerly... It is said, anyāyenārtha-sañcayān, to secure money by black market, anyāyena. Nyāya means legal and anyāya means illegal. So anyāyenārtha-sañcayān, the practice was there also at that time. It may be small scale, but the same thing is going on at the present moment which is known as black market. Black market means anyāyenārtha-sañcayān, getting money by unfair means. That is called anyāyena artha-sañcayān. Anyāya means illegal; nyāya means legal. So these demons who are very much eager to accumulate money by black market, they are cintām aparimeyām, immeasurable anxiety. Anything you do in the material world, there will be cintā, anxiety. Just like in our, this Kṛṣṇa consciousness movement, the movement, all the activities, they are not material. They're all spiritual. But still, because it is being enacted in the material world, we have also so much anxiety because we are in the material world, although that anxiety also bhakti. That is nothing else. That is not material. When we are anxious how to protect a property, how to push on this movement, how people will take it, what line of action we shall take, this is also anxiety, but that anxiety is for Kṛṣṇa. Therefore it is bhakti.

Srimad-Bhagavatam Lectures

We work so hard, accumulate money for showing to our relatives, to our friends: "Now, just see how I have become rich." "But if they are all gone, then whom shall I show this kingdom?"

Lecture on SB 1.2.14 -- Los Angeles, August 17, 1972: This is kṣatriya. If required, they'll fight and finish the whole opposite party. Otherwise they are devotees. Just like Arjuna. Arjuna, a kṣatriya. Not that Arjuna was coward. He was sympathetic: "Kṛṣṇa, what is the use of this fighting? The other party, all my relatives, if I kill them, then what do I gain?" Actually, that is the fact. We work so hard, accumulate money for showing to our relatives, to our friends: "Now, just see how I have become rich." "But if they are all gone, then whom shall I show this kingdom?" Thinking like ordinary worldly man. But he was not a coward. Not that he was hesitating to fight, but when he understood that "Kṛṣṇa wants this fighting. Oh, that's all right." Then Kṛṣṇa asked him, "My dear Arjuna, what is your decision?" "Yes." Kariṣye vacanaṁ tava [Bg. 18.73]. "Yes, I shall fight." This is Kṛṣṇa consciousness. "Kṛṣṇa wants this fighting. I do not want. I have nothing to... What is my value? Kṛṣṇa wants it. That is value." This is kṣatriya. So finished—the whole grandfather and grandchildren and everything, finished. The other party, Kauravas, not a single person lived.

"Never mind whatever life I get. This life I have got. Let me work hard and accumulate money." And where the money will be? "Oh, in the bank. My sons and my daughters will enjoy." This is conception.

Lecture on SB 1.5.9-11 -- New Vrindaban, June 6, 1969: So the karmīs, they have been described in the Bhagavad-gītā: mūḍha, ass, simply unnecessarily working day and night, whole day and night. You see. Without taking care of the ātmā, without taking care of the religion. Economic development. What is this nonsense? You are losing yourself. You do not know what life you are going to get next life. You don't care for this. "Never mind whatever life I get. This life I have got. Let me work hard and accumulate money." And where the money will be? "Oh, in the bank. My sons and my daughters will enjoy." This is conception. Yasyātma-buddhiḥ kuṇape tri-dhātuke [SB 10.84.13]. Bodily, all bodily conception. Ato gṛha-kṣetra-sutāpta-vittair janasya moho 'yam [SB 5.5.8]. This is illusion. This is illusion. Simply working like ass without knowing what is the end of life, what is the destination of life—all asses, all these karmīs. Our Kṛṣṇa consciousness movement is very nice. You can understand what is what. Yes. That is knowledge.

There are many men who wants to accumulate some money, begins business from low standard, works very hard day and night. In your country, there are many examples. Just like Mr. Henry Ford. So that is also tapasya. They underwent severe conditions of life to accumulate some money.

Lecture on SB 1.9.48 -- Mayapura, June 14, 1973: Therefore we prescribe this tapasya: no illicit sex. Our tendency is to have illicit sex. That is the condition of this material nature. But we have to deny it. That is tapasya. Tendency's there. Tapasya means I have got some tendency, but voluntarily I have to check it. That is called control, tapasya. My tongue is dictating: "Oh, let us go to some place and eat such-and-such thing." But if you can control the tongue... "No," that is tapasya. "No, you cannot eat this. You cannot be allowed to eat anything and there's no and except Kṛṣṇa prasādam." That is tapasya. Not that "My tongue has dried up. I must drink a cup of tea," and I take it. "No. It is intoxication, prohibited. So I shall not take it." That is tapasya. And that tapasya, what for? Tapasya divyam, tapo divyam [SB 5.5.1]. Otherwise, there are many men, they're also undergoing austerities for some material purpose. There are many men who wants to accumulate some money, begins business from low standard, works very hard day and night. In your country, there are many examples. Just like Mr. Henry Ford. So that is also tapasya. They underwent severe conditions of life to accumulate some money. After death or at the end of life, they'll be called: "Oh, here is a millionaire. He started his business with a farthing. Now he's millionaire." He wants that credit. No. Not that kind of tapasya. Because that accumulation of wealth, millions of dollars, will be finished after this body is finished. After death, he cannot take away the millions of dollars with him next life.

Everything will be null and void when there is no God. That's all. The modern civilization has got everything, but without God consciousness, any moment it will be finished.

Lecture on SB 1.15.21 -- Los Angeles, December 1, 1973:

Pradyumna: Translation: "I have the very same Gāṇḍīva bow, the same arrows, the same chariot drawn by the same horses, and I use them as the same Arjuna to whom all the kings offered their due respects. But in the absence of Lord Kṛṣṇa, all of them, at a moment's notice, have become null and void. It is exactly like offering clarified butter on ashes, accumulating money with a magic wand or sowing seeds on barren land." [SB 1.15.21]

Prabhupāda: Very important verse, hm? Tad abhūd asad īśa-riktam. Everything will be null and void when there is no God. That's all. The modern civilization has got everything, but without God consciousness, any moment it will be finished. And there are symptoms... Any moment. At the present moment, this godless civilization, as soon as there is declaration of war, the America is prepared to drop atom bomb, Russia is... The first nation who will drop the atom bomb, he will be victorious. Nobody will be victorious, because both of them are ready to drop. The America will be finished and Russia will be finished. That is the position. So you may make advancement of civilization, scientific improvement, economic development, but if it is godless, at any moment it will be finished. At any moment.

Just like somebody is earning money, ten dollars, fifteen dollars, twenty dollars, and he is thinking of accumulating money, 100,000 dollars. So if somebody gives him immediately 100,000 dollars, "Take this," then ten dollars, fifteen, twenty dollars, hundred dollars, thousand dollars are all in.

Lecture on SB 2.9.4 -- Japan, April 22, 1972:

Devotee (1): You said that a person progresses through the three levels of God realization from Brahman realization. Is that true also for a Vaiṣṇava? Does he first attain Brahman realization and then Paramātmā, or does he...

Prabhupāda: Vaiṣṇava, immediately given lift to the Supreme Person, and because he understands Supreme Person, automatically he understands what is Paramātmā and what is Brahman. Others, they go step by step, but Vaiṣṇava is given immediate lift. Just like somebody is earning money, ten dollars, fifteen dollars, twenty dollars, and he is thinking of accumulating money, 100,000 dollars. So if somebody gives him immediately 100,000 dollars, "Take this," then ten dollars, fifteen, twenty dollars, hundred dollars, thousand dollars are all in. Kasmin tu bhagavo vijñāte sarvam idaṁ vijñātaṁ bhavati. If you simply have tried to understand Kṛṣṇa, then you understand everything. Then Kṛṣṇa says, brahmaṇo 'haṁ pratiṣṭhā: "The impersonal Brahman is resting upon Me." So you immediately understand what is impersonal Brahman. Yasya prabhā: [Bs. 5.40] "It is the effulgence of Kṛṣṇa's body." Īśvaraḥ sarva-bhūtānāṁ hṛd-deśe 'rjuna tiṣṭhati [Bg. 18.61]. You understand, "Oh, Kṛṣṇa resides in everyone's heart as Paramātmā." So immediately understand what is Paramātmā. Immediately understand what is Brahman.

Generally, a householder in the modern civilization, they are simply trying to accumulate money, increase the bank balance and make the society, friendship and love as the aim and object of life, and they have no other business.

Lecture on SB 5.5.2 -- London, September 17, 1969: A householder mahātmā has only one aim: how to attain the perfectional stage of love of God. That is the aim. Generally, a householder in the modern civilization, they are simply trying to accumulate money, increase the bank balance and make the society, friendship and love as the aim and object of life, and they have no other business. But a person who is mahātmā, his aim is different. His aim is "How to make my life perfect in Kṛṣṇa consciousness. How to please Kṛṣṇa, how to make friendship with Kṛṣṇa." Everyone is seeking some friend. That is a fact. The businessmen or lawyers or politicians, everyone is seeking some friend. Without friend... Society, friendship and love, these things are required. But a mahātmā householder, he is seeking actual friendship with Kṛṣṇa. Īśe sauhṛdārthāḥ. Because he knows, "If Kṛṣṇa is my friend..." Just like Arjuna sought friendship with Kṛṣṇa; Duryodhana sought friendship with Kṛṣṇa's power. Kṛṣṇa divided Himself. Because it was a family warfare between two cousin brothers, and Kṛṣṇa was also related with both of them by family relationship, so He said, "How can I take part with one and not with the other? Then that will be partiality. So anyway, I divide Myself into two. I am alone, one side, and in which side I shall go, I shall not fight. I shall not touch even a weapon. And the other side, all My soldiers." Kṛṣṇa had many soldiers. So Duryodhana thought that "I shall take Kṛṣṇa's soldiers," and Arjuna thought, "I shall take Kṛṣṇa only, even He does not fight." So this is the determination of mahātmās, that they want simply Kṛṣṇa's friendship.

To develop our dormant love for God. That is wanted, not to accumulate money. Nothing will go with us. Everything will remain. The bank balance will remain in the bank, and we have to go, and there will be fight amongst the claimants.

Lecture on SB 5.5.2 -- Johannesburg, October 22, 1975: So premāñjana-cchurita-bhakti-vilocanena santaḥ sadaiva hṛdayeṣu vilokayanti [Bs. 5.38]. Santaḥ, saintly persons, or mahātmā, they develop by hearing about God constantly. They develop love of God. That is the aim of life. That is the real purpose of human life. Premā pum-artho mahān. Caitanya Mahāprabhu recommended that what is the actual benefit of this human form of life? To develop our dormant love for God. That is wanted, not to accumulate money. Nothing will go with us. Everything will remain. The bank balance will remain in the bank, and we have to go, and there will be fight amongst the claimants. So that will be created. But nothing will go with you. Simply your consciousness, Kṛṣṇa consciousness, will help you. At the time of death, if you remember Kṛṣṇa... Yaṁ yaṁ vāpi smaran loke tyajaty ante kalevaram [Bg. 8.6]. Some way or other, if you remember at the time of death Kṛṣṇa, then your life is successful. So it doesn't matter whether you remain outside home or inside home, what is your occupation, but do not forget your real business. This is the Kṛṣṇa consciousness movement.

They are misunderstanding that these people are exacting money by force. Even it is done by force, it is good for the person who is contributing. But you should not use any such means, people will misunderstand. But the policy is that his money, which is accumulated for sense gratification... In Western countries they accumulate millions of dollars and at the last moment he gives to his dog. (laughter)

Lecture on SB 5.5.9 -- Vrndavana, October 31, 1976: We are quiet confident Kṛṣṇa will supply all the necessities. But to engage the whole world who are spending money in so many rascaldom way, if that money is engaged in Kṛṣṇa consciousness, they'll get a chance. This is called ajñāta-sukṛti. He does not know how he is making progress in Kṛṣṇa consciousness. Ajñāta, it is unknown to him. But the person who is trying to induce him to be engaged in Kṛṣṇa's service, that is his friend, real friend. They are misunderstanding that these people are exacting money by force. Even it is done by force, it is good for the person who is contributing. But you should not use any such means, people will misunderstand. But the policy is that his money, which is accumulated for sense gratification... In Western countries they accumulate millions of dollars and at the last moment he gives to his dog. (laughter) There are many instances, you know better than me. He has no, nobody even, because they do not marry, no children, no friend, so the dog is the best friend in Western country. Every gentleman must have this best friend, pet dog. So ultimately, because there is nobody to give, he gives it to the dog. Makes a will that my dog will get it and they'll give him jewelry, ornaments and so on, so on, so on. We have got practical experience, the big palace which we have purchased in Detroit, the man did not marry, so ultimately he bequeathed the whole estate to the dog. (laughter) And there is a tomb of the dog.