Ātmānaṁ sarvato rakṣet tato dharmaḥ. Dharma. This dharma. Dharma means religion. Actually, "religion" is not exact equivalent of the word dharma. Dharma, as I have explained several times, you know... Dharma dhṛ-dhātu. Dharma means you exist by some natural symptom. That is called dharma. Everyone has got some natural symptom. That is dharma. According to Sanskrit meaning, that is dharma. Just like this light is a substance. What is his dharma, religion? To give light, to illuminate. So without illumination, there is no meaning of light. Similarly, your dharma, what is your religion? Your religion is to serve Kṛṣṇa. That is your religion. Now you serve in a different way according to time, circumstances, country. That is a different thing. But your religion is to serve God. That is your religion. Jīvera svarūpa haya nitya-kṛṣṇa-dāsa (Cc. Madhya 20.108-109). Caitanya Mahāprabhu immediately gives you the definition of religion, or your occupation, natural duty, natural function. Always mind that. Just like the light's natural function is to give illumination. Prakāśa. Similarly, your natural function is to serve Kṛṣṇa. That's all. You have no other business. That is dharma. No other business. When we understand this convincingly, then we are situated in our religion. Just like Kṛṣṇa said. In the beginning of Bhagavad-gītā He says, dharma-saṁsthāpanārthāya. Just to reestablish religion. Dharma-saṁsthāpanārthāya. People forget. Nature's, material nature's function is that, to put you into illusion always. So our forgetfulness is also another illusion. We forget our relationship with God, or Kṛṣṇa. Then adharma. That is... Instead of becoming servant of Kṛṣṇa, I become servant of so many things. I become servant of my family, servant of my country, society, humanity, cats, dogs, so many things. Servant I remain, but I become servant of so many things.
So I have to convert from this servitorship to Kṛṣṇa's servitorship. Therefore Kṛṣṇa said, dharma-saṁsthāpana. This is dharma. Saṁsthāpana. What dharma, what kind of religion Kṛṣṇa established? He said that "I incarnate to establish religion." He never came to establish Hindu religion or Christian religion or Muhammadan religion or Buddha religion. He established real religion. What is that real religion? Sarva-dharmān parityajya: (BG 18.66) "You give up all these nonsense, so-called religion and faith. You simply surrender unto Me." That is religion. That is real religion. All other, any other religion which does not teach how to surrender unto God, that is pretension. That is not religion. According to Vedic understanding, this is religion. This is natural function.
So, ātmānaṁ sarvato rakṣet tato dharmaṁ tato dhanam.(?) First of all you try to protect yourself, then take to real religion, natural function of the ātmā. Then try to... Because we are in this material condition, we require economic development also. So that is very easy also. Kṛṣṇa has given you enough land—you just little work. The animals are there. The cows will give you milk. If you till a little land, you get some grains. That is sufficient. Economic development. You don't require big factories, big workshop, and whole day and night with motorcar going this way and that way. No. There is no necessity for economic development. This is māyā. Simply at the end he will eat some grains or some this or that, little. And by whole day... Therefore they are called mūḍha. According to Bhagavad-gītā, they are rascals, mūḍha, ass. Just like ass, the beast of burden. He takes washerman's load, three tons, four tons. Whole day working, but eating a morsel of grass, that's all. He has no knowledge that "I take a morsel of grass only, I live. And why whole day I bear these so much tons of clothing of the washerman?" You have no experience of the ass, ass's business. In India the washerman loads the ass three tons and he goes to the waterside and the washerman washes all these clothings in some bank of river or reservoir of water. Again evening, the ass brings back the clothing.
So the karmīs, they have been described in the Bhagavad-gītā: mūḍha, ass, simply unnecessarily working day and night, whole day and night. You see. Without taking care of the ātmā, without taking care of the religion. Economic development. What is this nonsense? You are losing yourself. You do not know what life you are going to get next life. You don't care for this. "Never mind whatever life I get. This life I have got. Let me work hard and accumulate money." And where the money will be? "Oh, in the bank. My sons and my daughters will enjoy." This is conception. Yasyātma-buddhiḥ kuṇape tri-dhātuke (SB 10.84.13). Bodily, all bodily conception. Ato gṛha-kṣetra-sutāpta-vittair janasya moho 'yam (SB 5.5.8). This is illusion. This is illusion. Simply working like ass without knowing what is the end of life, what is the destination of life—all asses, all these karmīs. Our Kṛṣṇa consciousness movement is very nice. You can understand what is what. Yes. That is knowledge.