So people have become so much foolish that they do not see the defects of the material..., materialistic way of life. They think only that the time, the small duration of life, if you can somehow or other gratify your senses, that is perfection of life. This is called ignorance, mūḍhaḥ. That is described in the śāstras: sa eva go-kharaḥ (SB 10.84.13). Go-kharaḥ means animal, like cows and asses. This is not life. So religious life, dharmasya hy āpavargasya. One should become religious or accept religious principle to stop this pavarga, the different kinds of hard struggle for existence. To stop, that is the purpose of dharma. But generally people execute dharma to get some artha. Dharma artha. Artha means some material profit. So Sūta Gosvāmī said that dharmasya hy āpavargasya na artaḥ arthāya upakalpate. Arthaya, for some material profit, does not mean. Of course, if you take the meaning of artha as paramārtha, that is required. But material profit, as it is stated here in the Śrīmad-Bhāgavatam by Sūta Gosvāmī, that to go to the church or to the temple or to become a religious person, does not mean that it is meant for improving your material condition. Generally, people come to us or the temple for asibha (?). What is that asibha? "Now I have got five hundred rupees income. Please give me asibha it may become five thousand." So this is not the purpose of dharma. Here it is stated, dharmasya hy āpavargasya na artaḥ arthāya upakalpate.
Then we require artha. Without artha, without money, how we can live? That is also explained here, nārthasya dharmaikāntasya kāmo lābhāya hi smṛtaḥ. You require money, that's all right, but not for sense gratification, not for going to the cinema. Here in Bombay city, people are earning money, lots of money, but we see there are lots of cinemas advertised, and people go there—there are hundreds and thousands of cinema houses—and spend their money. They're standing for three hours, four hours to take a ticket for going to the cinema. Therefore actually those who are going to be religious for getting relief from this hard struggle for existence, for them arthasya, you require some artha, money... Nārthasya dharmaikāntasya. If you are actually religious, then your artha should not be spent for sense gratification. Na tasya dharmaikāntasya kāmo lābhāyo hi smṛtaḥ. Kāmaḥ means sense gratification. It should be properly utilized, if you have got money, that you should be properly utilized, not for sense gratification-wine, women, and hotel, and cinema. No. Then by your artha you are going to hell. Artha, everything.
Cāṇakya Paṇḍita, the great politician, he says... He was not a..., he was a religious brāhmaṇa, but he was not for salvation—he was more or less politician—still he says, san-nimitte varaṁ tyāge vināśe niyate sati. San-nimit, if you have got some money, it will be spent up. In your life or your next life, your son's life, it will be spent up. Vināśe niyate sati, that is the nature's way. Suppose you earn crores of rupees. It will not stay after one generation, after two generations. It will not stay, because in this material world, Lakṣmī, the goddess of fortune, is called cañcalā. She does not remain at one place. We have got experience. Today one man is very rich; next generation is no longer rich. That is also nationwise applicable. Just like we have seen British Empire. While I was in London I was thinking that "These Britishers brought money from all parts of the world, by business or all other means." I saw in front of St. James Park, Lord Clive's statue. Very, very nice buildings, but it is now difficult for them to repair. That opulence has gone. They have lost their empire. No more income, sufficient income. This is the nature of material world. So many empires were there. There was Roman empire, there was Carthaginian empire, there was Mogul empire, there was British empire, and so many empires. They are no longer existing. Sometimes when I pass by the side of the Red Fort, we see the department, the apartments of the great Mogul emperors in Red Fort, they are now lying vacant. So this is the material nature. Therefore Cāṇakya Paṇḍita advises, san-nimitte varaṁ tyāgo vināśe niyate sati: "If you are actually religious, then don't spoil your money for sense gratification." Use it for sat karyam. Sat karya means for service of Kṛṣṇa. Oṁ tat sat paraṁ brahma. San-nimi. San-nimitte varaṁ tyāgo vināśe niyate sati. That is Vedic civilization. If money comes, you don't hate it. Welcome. But it should be used properly. That is proper use. If you use properly your money, then you make your path parapavarga, clear. And if you misuse your money, then you become again entangled in the 8,400,000's of species of life.
Therefore, as recommended here, nārthasya dharmai-kāntasya. Dharmai-kāntasya: not for the irreligious demons, but those who are actually religious, dharmaikāntasya. Kāmo lābhāya... No kāmo lābhāya hi smṛtaḥ. Your money should not be free, should not be spent unnecessarily for sense gratification. Formerly, this was the civilization in India. We see so many big, big temple in South India, in other places also, especially South India. It is not possible—in Vṛndāvana also—it is not possible at the present moment to construct such huge, expensive temple. But actually they were done by rich kings, rich mercantile people. That Madana-mohana temple was constructed by Sindhi merchant. He approached Sanātana Goswāmī. Sanātana Goswāmī was sitting underneath the tree, and his Madana-mohana was hanging in the tree. He had no place, no temple, no cloth. Madana-mohana was asking Sanātana Goswāmī that "Sanātana, you are giving Me dried bread, without even salt. How can I eat?" So Sanātana Goswāmī replied, "Sir, I cannot go to ask for salt. Whatever I've got, I offer You. I cannot help." This was their talks. So one salt merchant came, Sindhi salt merchant, he was passing from Vṛndāvana to Delhi side, and he offered his service, and Sanātana Goswāmī asked him to construct the temple of Madana-mohana. That temple is still existing, Madana-mohana's temple. So this is the proper use. If you have got some money, don't use it for constructing a big skyscraper building. Better you try to construct a very nice temple for Kṛṣṇa's situation. That is proper use.
So Sūta Gosvāmī said, nārthasya dharmaikāntasya kāmo lābhāya hi smṛtaḥ: don't spend your hard-earned money for sense gratification. Then one may say that "After all, we have got this body, and we have to eat, we have to sleep. And because we have got senses, the senses must be a little bit satisfied." No. Kṛṣṇa says, Sūta Gosvāmī says, it is not that you shall stop. That is already explained. I, the other day: nirbandhaḥ kṛṣṇa-sambandhe. You eat in relationship with Kṛṣṇa. Just like here, in this temple, what we are doing? We are also cooking. Others are also cooking at house. Then what is the difference? The difference is that we are cooking for Kṛṣṇa; others, those who have no Kṛṣṇa consciousness—I don't say everyone—they are cooking for themselves. Just like the hotel. In a hotel they are cooking for the customer palatable dishes. So that is the difference. But Rūpa Gosvāmī says that "Dovetail with Kṛṣṇa consciousness." That is yukta vairāgya. Because in this human life we require to develop jñāna and vairāgya. So if we dovetail our activities for Kṛṣṇa's service, that is yukta vairāgya. So here also it is said that nārthasya dharmaikāntasya kāmo lābhāya hi smṛtaḥ. We should not earn money for sense gratification.