So material life means nidrayā hriyate naktam. At night they want to sleep as much as possible or, those who have got facility, then they utilize sex life. Nidrayā hriyate naktaṁ vyavāyena ca (SB 2.1.3), vyavāyena means sex. Vayaḥ, in this way wasting time. The whole twelve hours or ten hours, wasted. And during daytime, divā cārthehayā rājan, divā ca artha īhayā: "Where is money? Where is money?" Just like in your country, from early in the morning, 5:30, the road is congested. People are going to work. Why? For seeking money, money, money, money. Divā cārthehayā rājan. Then when he gets money, "Let's spend it for sense gratification, for family maintenance." So in this way materialistic person waste their time day and night. Where is time? Ask any materialistic person, 'Why don't you come to our temple, sir? Why don't you hear Bhagavad-gītā?" "We have not time."Because they're wasting time in that way. You see? So this is the materialistic life.
And spiritualistic life means that one should be trained up as brahmacārī. Then regulated life in gṛhastha, regulated life. Gṛhastha is not bad. Family life is not bad. Therefore it is called gṛhastha-āśrama. Āśrama means..., this very word is meant where the spiritual cultivation is practiced. That is called āśrama. So it may be household life, it may be renounced order of life, it may be brahmacārī, student's life, or retired life. The spiritual culture must be there. That is human civilization. If there's no spiritual culture, that is not human society. That is animal society. The cats and dog, they have no spiritual culture.
So in the spiritual culture the renounced order should be only dedicated for the service of the Supreme Lord, not for taking easy money from others and utilizing it for sense gratification. That is not renounced. This is the purpose of this verse. If somebody says that "If I do not get some money, then how I shall live?" to answer this question, Śukadeva Gosvāmī says that "Why you are anxious for your maintenance? What you want for your maintenance?" "I want an apartment. I want clothing. I want food. I want water." So many things, this is necessary. Therefore he says "All right, if you want cloth, don't you find cloth, torn cloth, thrown in the street," Cīrāṇi kiṁ na pathi santi. "Don't you find?" "All right, I can collect it, pick up some cloth. That's all right. Then where is my food?" Śukadeva Gosvāmī says, naivāṅghripāḥ para-bhṛtaḥ, bhikṣāṁ na diśanti. The trees... Formerly trees mean fruit trees. They used to go to jungle means there are enough fruits. Still there are so many jungles. In Hawaii there are so many jungles, enough food. Mango, and many others—banana, pineapple, guava, so many fruits. So going to the jungle means to be free from food problem, enough food. And then water... Water is river. Therefore it is said, sarito 'py aśuṣyan. Do you think all the rivers are dried up? Enough water. Then you may say that I must require some pot to take the water. No. You take water like this. Then where shall I live? Ruddhā guhāḥ kim. Do you think all the caves of the mountains they are now closed? There are many caves. If you want at all shelter, there are already there are natural rooms, apartment. (everyone laughs) You can live there. Ruddhā guhāḥ kim. "And above all," Śukadeva Gosvāmī says, kim ajito 'vati nopasannān, na avati upasannān, upasannān means those who have surrendered. Ajita.