Mānuṣyam arthadam anityam apīha dhīraḥ, tūrṇaṁ yateta anumṛtyu pateta yāvat niḥśreyasāya viṣayaḥ khalu sarvataḥ syāt. The Vedic literature informs that labdhvā sudurlabham idam (SB 11.9.29). Idam means "this." "This" means this body, this opportunity, human form of life, developed consciousness, full facility. The animals, they have no facility. They are living in the jungles. But we can utilize these jungles, these forests, for so many comfortable situation. So we have got developed consciousness, intelligence. We can utilize. So it is called arthadam. Artha. There are two meanings of artha. Artha-śāstra. Artha-śāstra means economics, how to increase wealth. That is called artha. So arthadam. This human form of life can bestow upon you artha. Artha means something substantial. Generally we understand substantial means money. If somebody gets money, that is substantial for material comforts, of course, but real substantial thing is Kṛṣṇa consciousness. That is real substance, arthadam.
So Vedic literature, Vedas' meaning, when it is said, arthadam, "In this life you can achieve the substance," that substance means Kṛṣṇa consciousness. Otherwise, taking it substance means multimillionaire or millions of dollars, that is also artha but anityam. That is anityam. That substance will not be carried by you. You have come here empty-handed from the womb of your mother, and when you leave this place, you will also go empty-handed. Not that because you have earned millions of dollars, Mr. Rockefeller or Ford, you can carry this. No. The Rockefeller Center will remain there, where it is. You have to go empty-handed. So now, when it is said arthadam, "You can achieve the substance," that does not mean this artha, temporary, which will not be carried by me. It will be left behind. That is going on. I create something in this life. As much as this body is created by the father and mother, similarly, I also create. That creative energy is there in me because I am part and parcel of God. So God creates; I also create. That creative energy is within me, but a very minute quantity. That creation is nothing in comparison with God's creation. God has created this whole universe, and what you can create? You can create, utmost, a city like New York. That's all. You can create. That's all right. In that sense you are god also. Part and parcel of God is also god, but small god. Just like your earring. That is gold. So that gold is not equal to the gold mine. That gold mine is different. Therefore the philosophy is, "simultaneously one and different." We are, every one of us, we are simultaneously one with God and different from God. One in quality. The quality of God is also in me. I am of the same quality. Just like a drop of sea water and the vast water, ocean. The quality analytical, chemical composition, is the same, but the quantity of component parts are different. This is called acintya-bhedābheda-tattva: "inconceivably, simultaneously one and different." The Māyāvāda philosophy, they say that "We are God. Everyone is God." But we say that "Yes, everyone is God, but not that God, the Supreme God." Everyone is American, but not that American like President Nixon. This common sense knowledge the Māyāvādī hasn't got. But they are puffed up: "Oh, I am the same. I am..." So 'ham: "I am the same." How you are the same? If you are the same, why you are fallen in this condition? They will say, "It is māyā. It is illusion." No. Why you are in illusion? If you are great—"God is great"—if you are that great, then why you are captured by illusion? Then illusion is great, not God is great. This commonsense philosophy they do not understand. Therefore my Guru Mahārāja used to say, "Poor fund of knowledge." Whenever he used to designate these Māyāvādī philosophers, he would say, "Poor fund of knowledge."