Hari-toṣaṇam. You may execute your sectional duties as a brāhmaṇa, you can execute your brahminical principles as they are let down in the śāstras, or kṣatriya, you can do your duty, but there should be a test whether you have become successful in discharging your duty. That test is hari-toṣaṇam, whether you have satisfied the Supreme Personality of Godhead. Then it is perfect. Saṁsiddhir hari-toṣaṇam (SB 1.2.13). Everyone should see perfection of his particular duties. And that is recommended that hari-toṣaṇam. This the example is Arjuna Mahārāja. Arjuna is a kṣatriya. His duty is to fight, to give protection to the poor and to annihilate the disturbing element. That is kṣatriya's duty. So Arjuna was trained in that way—he was a soldier—but by his soldier's business, occupational duty, he satisfied Kṛṣṇa. He fought for Kṛṣṇa, not for his personal sense gratification. That is his test, saṁsiddhir hari-toṣaṇam (SB 1.2.13).
So here also Sūta Goswāmī says, dharmaḥ svanuṣṭhitasya, dharmaḥ svanuṣṭhitaḥ puṁsaṁ viṣvaksena-kathāsu-yaḥ (SB 1.2.8). You can discharge your duty very nicely, but you have to see whether you are developing attachment for Kṛṣṇa. Attachment means love, whether you are trying to satisfy Kṛṣṇa. That is the test. If that is not done, simply formulas, if you execute the formula, as I explained the other day, niyamāgraha, without any satisfaction of Kṛṣṇa, then Sūta Gosvāmī says it is simply laboring and waste of time, viṣvaksena-kathāsu-yaḥ notpādayed ratiṁ yadi, śrama eva hi kevalam. Then he says, dharmasya hy āpavargasya na artaḥ arthāya upakalpate. Dharma, artha, kāma, mokṣa (SB 4.8.41, Cc. Ādi 1.90), these are called āpavarga. Āpavarga means nullifying the pavarga. Pavarga... This material world is called pavarga. Pa, pha, ba, bha, ma. According to Sanskrit grammar, there are five vargas, ka varga ca varga ta varga ta varga and pa varga. So pa varga, pa means pariśrama. Similarly, pha means phena, and bha means bhaya (?), ma means mṛtyu. So this material world is pavarga, means here we have to labor very hard. Sometimes by laboring, as you have seen in animals, bulls and horses, they produce foam in the mouth, that is pha. And then we are always full of anxieties, and at last there is death. This is material life. We work very hard, struggle for..., struggle hard for existence, and that also, at the end, we die.
So people have become so much foolish that they do not see the defects of the material..., materialistic way of life. They think only that the time, the small duration of life, if you can somehow or other gratify your senses, that is perfection of life. This is called ignorance, mūḍhaḥ. That is described in the śāstras: sa eva go-kharaḥ (SB 10.84.13). Go-kharaḥ means animal, like cows and asses. This is not life. So religious life, dharmasya hy āpavargasya. One should become religious or accept religious principle to stop this pavarga, the different kinds of hard struggle for existence. To stop, that is the purpose of dharma. But generally people execute dharma to get some artha. Dharma artha. Artha means some material profit. So Sūta Gosvāmī said that dharmasya hy āpavargasya na artaḥ arthāya upakalpate. Arthaya, for some material profit, does not mean. Of course, if you take the meaning of artha as paramārtha, that is required. But material profit, as it is stated here in the Śrīmad-Bhāgavatam by Sūta Gosvāmī, that to go to the church or to the temple or to become a religious person, does not mean that it is meant for improving your material condition. Generally, people come to us or the temple for asibha (?). What is that asibha? "Now I have got five hundred rupees income. Please give me asibha it may become five thousand." So this is not the purpose of dharma. Here it is stated, dharmasya hy āpavargasya na artaḥ arthāya upakalpate.
Then we require artha. Without artha, without money, how we can live? That is also explained here, nārthasya dharmaikāntasya kāmo lābhāya hi smṛtaḥ. You require money, that's all right, but not for sense gratification, not for going to the cinema. Here in Bombay city, people are earning money, lots of money, but we see there are lots of cinemas advertised, and people go there—there are hundreds and thousands of cinema houses—and spend their money. They're standing for three hours, four hours to take a ticket for going to the cinema. Therefore actually those who are going to be religious for getting relief from this hard struggle for existence, for them arthasya, you require some artha, money... Nārthasya dharmaikāntasya. If you are actually religious, then your artha should not be spent for sense gratification. Na tasya dharmaikāntasya kāmo lābhāyo hi smṛtaḥ. Kāmaḥ means sense gratification. It should be properly utilized, if you have got money, that you should be properly utilized, not for sense gratification-wine, women, and hotel, and cinema. No. Then by your artha you are going to hell. Artha, everything.